PayPal Errors and Solution

SOLVED!!! This PayPal errors and solution guide aims to assist the reader on how to self-solve commonly encountered PayPal problems or issues. This post also aims to be as extensive as possible so feel free to leave in the comment section any concern that is not found or covered in this post. 

Before moving on, it is important to note that PayPal is one of the most popular and trusted online payment processor by wfh (work from home) freelancers. Aside from remote based freelancers, online consumers likewise uses PayPal funds availability as their preferred choice due to its global reach and wide array of services plus top notch safety protection features. For everyone's appreciation, the company was founded more than two decades ago and has evolved to so much more.

But of course, even though PayPal's services are most of the time seamless, no system is perfect which is why errors or problems may randomly occur. Nonetheless, these issues are mostly trivial and can be solved by just about anyone. The PayPal solutions presented here can be followed by any person and they don't need to be tech savvy or a computer whiz. 

That being said, here now are the self-serve solutions to the most commonly encountered PayPal errors and problems. 

You can no longer use PayPal 

Image Source: excerpt from chat support

Let us start with the error many users are afraid of. In fact, it is not actually an error per se, as it comes more like as a result or findings of sort already. 

Users who received this message have allegedly violated PayPal's terms of agreement or one (or more) of its policies thereby will apparently no longer be able to enjoy its services. 

This one comes at a very steep price which is of course totally understandable. PayPal is one of the most preferred online payment gateways which is why many people aims to game or cheat the system to illegitimately earn PayPal funds. As one of the industry leaders, it can be assumed that it has a stringent security system therefore users who receive this type of notice has seemingly triggered PayPal's security by committing a very serious violation.

However, there are some users who will argue that they have not done anything wrong while there are those who are probably just unaware. In this regard, the simplest solution is to contact directly PayPal's official support directly. Notice the term official since there's a high chance of some fakers pretending as support promising to help with the PayPal problem. 

Payment Funds Temporary on Hold 

 

Image Source: error screenshot

This particular PayPal problem may come in a variety of names like 21 days holding period, payment temporary on hold, PayPal funds unavailable, etc... Despite many users referring to it differently, it is important to note that it is not an error since PayPal do hold funds in certain cases. 

Some users may say that this PayPal error is usually encountered by new accounts whose reputation is yet to be established. And then there are those who might say that it is due to suspicious transaction pattern or behavior. Although there might be different scenarios, this post will focus on those instances experienced or reported by freelancers. 

As mentioned, many freelancers prefer to use PayPal to receive their payment which is why it may cause a certain level of panic to read that the funds will be on temporary hold for 21 days. That uneasy feeling will obviously magnify if for each project, the client's payment are always on hold (meaning it happened more than once). 

If you are no longer a new (or relatively new) PayPal user, don't worry as it is possible that there has just been a miscommunication between you and the client. To ensure seamless fund processing, simply ensure that you

• Mark the services rendered as processed
• Send the invoice to the client
• Inform the client to confirm the payment

 

Image Source: excerpt from HowTo Help

Of course, the above three steps are just the gist of the PayPal solution process that should be done. It is still up to the agreement between you and your client if a project or task should be marked submitted and deemed completed thus confirming payment. 

Link a Card ERROR

Image Source: error screenshot

Another PayPal problem users may have is linking a card to their account. The self serve solutions here may vary since there are also a number of possible causes for this error, which is sadly falls on the side of the user. For instance, the provided card details are incorrect (i.e date of expiration, card number, wrong OTP, etc...) Although sometimes, the card is already associated with another PayPal account that the user may have forgotten. 

Card Declined by the Issuing Bank

Image Source: error screenshot

Another PayPal problem users may encounter is when the card is declined by the issuer. As can be seen in the message, this error is not entirely in PayPal’s side. If PayPal rejected a card, it probably is due to triggering an alarm in PP’s security algorithm. As mentioned, PayPal has strict security measures to prevent possible unwanted scenarios (like unwanted charging of legit individuals). Likewise, the system routinely does this to protect its funds from unscrupulous people.

People who are even thinking of trying of gaming the system should abandon that thought as it is near to impossible of bypassing its security measures. However, for legit subscribers possible reasons are provided below for reference:
• Card has already exceeded its credit limit
• There is currently an issue on the card’s side or ongoing  problem with the internet provider preventing the transaction


There are still a few PayPal errors out there whose solution is yet to be posted here. Be sure to come back as this self-serve guide will be frequently updated.

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