PayPal Errors and Solution

SOLVED!!! This PayPal errors and solution guide aims to assist the reader on how to self-solve commonly encountered PayPal problems or issues. This post also aims to be as extensive as possible so feel free to leave in the comment section any concern that is not found or covered in this post. 

Before moving on, it is important to note that PayPal is one of the most popular and trusted online payment processor by wfh (work from home) freelancers. Aside from remote based freelancers, online consumers likewise uses PayPal funds availability as their preferred choice due to its global reach and wide array of services plus top notch safety protection features. For everyone's appreciation, the company was founded more than two decades ago and has evolved to so much more.

But of course, even though PayPal's services are most of the time seamless, no system is perfect which is why errors or problems may randomly occur. Nonetheless, these issues are mostly trivial and can be solved by just about anyone. The PayPal solutions presented here can be followed by any person and they don't need to be tech savvy or a computer whiz. 

That being said, here now are the self-serve solutions to the most commonly encountered PayPal errors and problems. 

You can no longer use PayPal 

Image Source: excerpt from chat support

Let us start with the error many users are afraid of. In fact, it is not actually an error per se, as it comes more like as a result or findings of sort already. 

Users who received this message have allegedly violated PayPal's terms of agreement or one (or more) of its policies thereby will apparently no longer be able to enjoy its services. 

This one comes at a very steep price which is of course totally understandable. PayPal is one of the most preferred online payment gateways which is why many people aims to game or cheat the system to illegitimately earn PayPal funds. As one of the industry leaders, it can be assumed that it has a stringent security system therefore users who receive this type of notice has seemingly triggered PayPal's security by committing a very serious violation.

However, there are some users who will argue that they have not done anything wrong while there are those who are probably just unaware. In this regard, the simplest solution is to contact directly PayPal's official support directly. Notice the term official since there's a high chance of some fakers pretending as support promising to help with the PayPal problem. 

Payment Funds Temporary on Hold 

 

Image Source: error screenshot

This particular PayPal problem may come in a variety of names like 21 days holding period, payment temporary on hold, PayPal funds unavailable, etc... Despite many users referring to it differently, it is important to note that it is not an error since PayPal do hold funds in certain cases. 

Some users may say that this PayPal error is usually encountered by new accounts whose reputation is yet to be established. And then there are those who might say that it is due to suspicious transaction pattern or behavior. Although there might be different scenarios, this post will focus on those instances experienced or reported by freelancers. 

As mentioned, many freelancers prefer to use PayPal to receive their payment which is why it may cause a certain level of panic to read that the funds will be on temporary hold for 21 days. That uneasy feeling will obviously magnify if for each project, the client's payment are always on hold (meaning it happened more than once). 

If you are no longer a new (or relatively new) PayPal user, don't worry as it is possible that there has just been a miscommunication between you and the client. To ensure seamless fund processing, simply ensure that you

• Mark the services rendered as processed
• Send the invoice to the client
• Inform the client to confirm the payment

 

Image Source: excerpt from HowTo Help

Of course, the above three steps are just the gist of the PayPal solution process that should be done. It is still up to the agreement between you and your client if a project or task should be marked submitted and deemed completed thus confirming payment. 

Link a Card ERROR

Image Source: error screenshot

Another PayPal problem users may have is linking a card to their account. The self serve solutions here may vary since there are also a number of possible causes for this error, which is sadly falls on the side of the user. For instance, the provided card details are incorrect (i.e date of expiration, card number, wrong OTP, etc...) Although sometimes, the card is already associated with another PayPal account that the user may have forgotten. 

Card Declined by the Issuing Bank

Image Source: error screenshot

Another PayPal problem users may encounter is when the card is declined by the issuer. As can be seen in the message, this error is not entirely in PayPal’s side. If PayPal rejected a card, it probably is due to triggering an alarm in PP’s security algorithm. As mentioned, PayPal has strict security measures to prevent possible unwanted scenarios (like unwanted charging of legit individuals). Likewise, the system routinely does this to protect its funds from unscrupulous people.

People who are even thinking of trying of gaming the system should abandon that thought as it is near to impossible of bypassing its security measures. However, for legit subscribers possible reasons are provided below for reference:
• Card has already exceeded its credit limit
• There is currently an issue on the card’s side or ongoing  problem with the internet provider preventing the transaction


There are still a few PayPal errors out there whose solution is yet to be posted here. Be sure to come back as this self-serve guide will be frequently updated.

Related Links / Reads:
Should I leave my job and work online?
Another Payment from Hubpages


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Should I leave my job and go online?

Is online job right for me? This is a question asked by people who hate their current job, or they hate their boss, or they feel like they are treated unfairly in the office. But to some, they are enticed by the flexibility of an online job's work schedule because they could no longer deal with toxic traffic.

The reasons you mentioned can certainly cause stress and make an online career seem promising. However, before you start crafting that resignation letter and saying goodbye to your boss and office, it’s important to understand that working from home and earning money from the internet is not as simple as it may seem.

There are several crucial factors that need to be considered before making the switch to an online career. Plenty of these factors are already floating in the internet so below are some unconventional and PRACTICAL questions you should ponder upon:

1. Do you only work for yourself and no one depends on you for financial support?

One important thing to remember is that shifting to an online career does not happen overnight. If it is easy as reciting ABC then a lot of people would have already jumped ship and for sure, many are already well off (not very rich but relatively rich)

But the truth is, an online job is still a job and you still have to look for one and then apply. This is especially true for freelancers. It is a competition. Getting hired is not that easy. If you are really decided to quit your day job and shift to an online career (especially you have people who financially depend on you), it would be wise to have enough savings to last for at least the next six months.

2. Can you leave without the benefits?

This is another question that needs to be addressed. Please be advised that not all online jobs offer employee benefits similar to that of a traditional job. Online projects usually pay you for the hours that you logged in. If you are sick and is unable to log in time, then you don’t have any pay. You cannot file for a sick leave or a vacation leave.

Likewise, if your current job has dependent-related benefits (out/in patient benefits for dependents), then you have to let go of that one too.

3. Can you work with the distractions?

Unless, you have a sound proof section in your home where you can work quietly, then you better you ask yourself if you can do your assigned online task(s) even with all the distractions. These distractions usually comes in the form of temptations from the bed, food, TV, etc…

If you are a mom and you have little ones running around, be sure to have excellent time and task management skills.

Final Remarks:

An online career is a great opportunity. Just imagine, working from the comfort of your own home and taking a break when you wanted to without the watchful eye of a boss or a co-worker.

However, as good as it sounds, it is not for everybody. Not everyone can just wake up one morning and say that they would be quitting and going to earn lots from the internet.

Before making any drastic life-changing choices, weigh in your options first. Examine the possible what ifs and don’t make rush decisions just because your are tired of your boss or you hate your job.

Related Links:

If you cannot find a client then earn while writing:

Another Payment from Hubpages

If you want to withdraw your online earnings via ATM:

Withdraw PayPal to BDO Tutorial Steps and Guide

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